Unlimited liability cover for death or bodily injury to third parties. Property damage cover up to ₹7.5 lakhs for private cars and ₹1.5 lakhs for two-wheelers. Legal liability coverage for accidents caused by or arising out of the use of insured vehicle. Protection against legal costs and expenses incurred with company's consent. Coverage for accidents occurring anywhere in India. Personal accident cover for owner-driver as per Motor Vehicles Act. Coverage for paid driver accidents. Protection against liabilities arising from use of vehicle in public places. Coverage for accidents during authorized driving. Protection against third-party claims for permanent disability.

Coverage for accidents involving multiple third parties. Protection against liabilities to pedestrians. Coverage for damage to government property. Protection against liabilities arising from load shedding. Coverage for accidents during emergency situations. Protection against liabilities to passengers in other vehicles. Coverage for damage to public infrastructure. Protection against liabilities from vehicle defects. Coverage for accidents during authorized repairs. Protection against environmental damage liabilities.

Zero Depreciation cover ensuring full claim settlement without deducting for depreciation. Engine Protect cover for damages to engine and gearbox due to water ingression. Return to Invoice cover paying the invoice value in case of total loss or theft. Roadside Assistance cover providing 24/7 emergency services. NCB Protect cover preserving your No Claim Bonus even after making a claim. Consumables cover for replacement of nuts, bolts, and other consumables during repairs. Key Replacement cover for lost or stolen keys. Tyre Protect cover for damage to tyres and tubes. Personal Belongings cover for items stolen from the vehicle. Passenger PA cover extending personal accident cover to passengers.

Invoice Protect cover ensuring you receive the showroom price in case of total loss. Daily Allowance cover providing compensation for transportation during repair period. Hydrostatic Lock cover for engine damage due to water entry. Loss of Personal Effects cover for belongings in the vehicle. Medical Expenses cover for treatment after accident. Hospital Cash cover for daily allowance during hospitalization. Ambulance Charges cover for emergency transportation. Legal Liability cover for employees. Accessories cover for factory-fitted accessories. CNG/LPG Kit cover for additional protection.

Cashless claim settlement at 4000+ network garages across India. Quick claim approval within 4 hours for straightforward cases. Digital claim registration through mobile app or website. Spot survey for minor damages at your preferred location. Dedicated claim assistance for guidance throughout the process. Transparent repair tracking with regular updates. Direct payment to garage for cashless claims eliminating out-of-pocket expenses. Third-party claim assistance for dealing with other party's insurance company. Legal support for complicated claim scenarios. Emergency cash advance for immediate requirements.

Reimbursement claims processed within 7 working days of document submission. Tow-away service for damaged vehicles to the nearest network garage. Home visit for claim documentation collection. Grievance redressal mechanism with defined timelines. Theft claim settlement within 30 days of filing FIR. Total loss claim settlement based on insured declared value. Own damage claim assessment by certified surveyors. Third-party property damage assessment by approved agencies. Personal injury claim processing with medical verification. Legal expense coverage for court cases.

Attractive No Claim Bonus (NCB) up to 50% for claim-free years. Voluntary deductible options to reduce premium costs. Discounts for installing anti-theft devices approved by ARAI. Loyalty discounts for long-term customers with the same insurer. Special discounts for members of automobile associations. Online purchase discounts for buying insurance through our portal. Fleet discounts for multiple vehicles from the same owner. Transfer of NCB from previous insurer without any hassle. Discounts for experienced drivers with good driving record. Special rates for electric and hybrid vehicles.

Corporate discounts for company-owned vehicles. Renewal reminders with special offers for existing customers. Flexible payment options - monthly, quarterly, or annually. Tax benefits on premium paid for commercial vehicles. Multi-year policy discounts for long-term coverage. Safe driver discounts based on driving history. Low mileage discounts for limited vehicle usage. Family discount for multiple vehicles in same family. Professional association member discounts. Bulk purchase discounts for corporate fleets.

24/7 customer support through toll-free numbers, email, chat, and social media. Dedicated relationship managers for corporate clients. Multi-lingual support for diverse customer base. Instant policy issuance and digital documentation. Online policy management through customer portal and mobile app. Proactive renewal reminders with best price guarantee. Instant certificate download for vehicle verification purposes. Roadside assistance coordination for emergencies. Claim status updates via SMS and email. Document retrieval and storage services.

End-to-end digital journey from quote to claim settlement. Real-time policy status tracking and claim updates. Educational resources on vehicle maintenance and safety. Personalized recommendations based on vehicle usage patterns. Feedback mechanism for continuous service improvement. Loyalty rewards for long-term customers. Community forums for customer interactions and support. Mobile app with all insurance services. WhatsApp support for quick queries. Video call assistance for complex issues.