Relaxed eligibility criteria with minimum income requirements starting from ₹15,000 per month for salaried individuals. Self-employed professionals and business owners can avail loans with 1 year of business continuity instead of the typical 3 years required by banks.

Loans available for customers with lower credit scores (starting from 650 CIBIL score), new-to-credit customers, and those with irregular income patterns. NBFCs consider alternative credit assessment parameters beyond traditional credit scores.

Tailored loan products designed for specific needs and customer segments. Customized repayment structures including balloon payments, step-up EMIs, and flexible repayment tenures from 6 months to 7 years based on your cash flow patterns and repayment capacity.

Industry-specific financing solutions for sectors like manufacturing, trading, services, healthcare, education, and retail. Specialized products for women entrepreneurs, startups, and professionals in specific fields with understanding of their unique financial cycles.

Basic documentation requirements including KYC documents (Aadhaar, PAN), address proof, income proof (3 months bank statements for salaried, 6 months for self-employed), and business existence proof for entrepreneurs. No extensive paperwork or multiple guarantors required in most cases.

Digital documentation acceptance with e-KYC and online verification processes. For smaller loan amounts, some NBFCs offer loans based on bank statement analysis without requiring extensive income documentation or property collateral.

Competitive interest rates starting from 10% p.a. with transparent pricing and no hidden charges. Rates are customized based on credit profile, loan amount, tenure, and purpose. Lower rates for customers with strong credit history and stable income patterns.

Flexible fee structure with processing fees ranging from 1-3% of the loan amount. No prepayment charges for most loans after 6-12 months of repayment. Part-payment facilities available to reduce interest burden and loan tenure.

Personalized relationship management with dedicated loan officers who understand your specific requirements. Single point of contact throughout the loan lifecycle - from application to disbursement and ongoing account servicing.

24/7 customer support through multiple channels including phone, email, chat, and mobile app. Quick resolution of queries and flexible assistance for repayment-related concerns or loan restructuring needs during financial difficulties.