Turn Your Dream Home into Reality with Our Home Loan Solutions.
Our home loan solutions are designed to make your dream of owning a home a reality. With competitive interest rates, flexible repayment options, and quick approval processes, we provide the financial support you need to purchase your ideal property. Whether you're a first-time homebuyer or looking to upgrade to a bigger space, our tailored home loan options can help you achieve your housing goals with ease and confidence.
What We Offer
Our comprehensive home loan portfolio is designed to meet the diverse needs of homebuyers, from first-time purchasers to experienced property investors.
01.Residential Home Loans
Purchase your dream home with our flexible residential home loan options designed for various property types.
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New Property Purchase
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Resale Property
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Under Construction
02.Specialized Home Loans
Specialized loan products for unique home buying needs and specific customer segments.
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Balance Transfer
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Home Construction
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Home Extension
Home Loan Features
Our home loans come with features designed to make your home buying journey smooth and affordable.
We offer competitive interest rates starting from 8.4% p.a. with both fixed and floating rate options. Our rates are designed to be affordable while providing the flexibility your home purchase requires. Choose between fixed rates for stability or floating rates for potential savings.
Special interest rates for women applicants, government employees, and professionals. Our loan specialists can help you choose the interest rate option that best fits your financial situation and risk tolerance.
Flexible repayment terms from 5 to 30 years, allowing you to choose an EMI that matches your monthly budget. We offer step-up and step-down repayment options to align with your expected income growth.
Prepayment and foreclosure options available with minimal charges. Make partial payments or close your loan early as your financial situation improves, helping you save on interest costs.
Age eligibility from 21 to 65 years for salaried individuals and up to 70 years for self-employed professionals. Minimum income requirements vary based on the loan amount and city of property purchase.
Loan amounts up to 90% of property value for loans up to ₹30 lakhs, 80% for loans above ₹30 lakhs and up to ₹75 lakhs, and 75% for loans above ₹75 lakhs. Additional top-up loans available for existing customers.
Identity proof (Aadhaar, PAN card, Passport, Voter ID), address proof (Aadhaar, Utility bills, Passport), income proof (salary slips, bank statements, IT returns), and property documents (sale agreement, title deeds, NOC from society).
Photographs, application form, processing fee cheque, and occupation proof. For self-employed individuals, business existence proof and business address proof are additionally required.
Tax benefits under Section 80C for principal repayment up to ₹1.5 lakh per year and under Section 24 for interest payment up to ₹2 lakh per year for self-occupied property. Additional benefits available for joint home loans.
For let-out properties, entire interest amount is deductible from rental income. First-time home buyers may be eligible for additional deductions under Section 80EEA, subject to conditions.
Dedicated home loan specialists who guide you through the entire process - from application to disbursement. Our relationship managers provide personalized assistance and regular updates on your application status.
Post-disbursement support for any queries related to your home loan account, EMI payments, interest certificates, and loan closure procedures. We're here to help throughout your loan tenure.
Why Choose Us
We offer some of the most competitive interest rates in the market, starting from 8.4% p.a., helping you save significantly on your home loan over the entire tenure.
Our streamlined approval process ensures quick sanctioning of your home loan, with in-principle approval within 72 hours and final sanction within 7-10 working days.
Get loans up to ₹5 crores with high funding percentages - up to 90% of property value for loans up to ₹30 lakhs, making home ownership more accessible.
Choose from various repayment options including step-up EMI for young earners, flexible EMI dates, and part-payment facilities without heavy penalties.
