Comprehensive Group Insurance Solutions for Your Organization
Our Group Insurance plans provide comprehensive coverage for organizations of all sizes, from startups to large enterprises. We offer tailored solutions including Group Health Insurance, Group Personal Accident, Group Term Life, and specialized corporate covers. Enjoy cost-effective premium rates, simplified administration, cashless hospitalization, and comprehensive wellness programs designed to protect your most valuable asset - your employees.
What We Offer
Our comprehensive group insurance portfolio covers all organizational needs with flexible plans and extensive coverage options.
01.Group Health Insurance
Comprehensive health coverage for employees and their families with flexible sum insured options and extensive network hospitals.
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Employee Health Cover
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Family Floater Options
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Parental Coverage
02.Specialized Group Covers
Specialized insurance covers for specific organizational needs including travel, critical illness, and personal accident.
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Group Personal Accident
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Group Term Life
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Group Travel Insurance
Group Insurance Features
Our group insurance plans come with comprehensive features designed to provide complete protection for your organization and employees.
Comprehensive coverage for hospitalization expenses including room rent, ICU charges, doctor's fees, and surgical procedures for all employees. Coverage for pre-existing diseases from day one with no waiting periods. Maternity benefits covering normal and caesarean deliveries with newborn baby cover. Coverage for day-care treatments, modern treatments like robotic surgery, and alternative treatments. Ambulance charges coverage and organ donor expenses included in all group policies.
Additional coverage for critical illnesses like cancer, heart attack, kidney failure with lump sum payouts. Personal accident cover for permanent total disability, permanent partial disability, and temporary total disability. Group term life insurance providing financial security to employees' families. Travel insurance for business trips covering medical emergencies, trip cancellation, and lost baggage. OPD coverage for consultations, diagnostic tests, and pharmacy bills in premium group plans.
Significant cost savings compared to individual policies with group discount rates. Flexible premium payment options - monthly, quarterly, or annually. No medical tests required for employees up to specified age limits. Tax benefits for organizations under Section 37(1) of Income Tax Act. Experience-based premium rates for organizations with good claim history. Bulk discount for large employee strength and corporate loyalty discounts for long-term partnerships.
Customizable coverage options to suit different employee levels and designations. Flexible sum insured options from basic to premium coverage. Co-payment options to reduce premium costs. Deductible options for cost optimization. No claim bonus for organizations with good claim experience. Free cover for employees during probation period and special rates for temporary staff and contractors.
Simplified enrollment process with minimal documentation requirements. Online employee addition and deletion facility with real-time updates. Dedicated corporate portal for policy management and employee data maintenance. Automated renewal reminders and premium payment tracking. Customized communication templates for employee awareness. Real-time policy status and coverage details accessible 24/7 through corporate dashboard.
Dedicated relationship manager for corporate accounts. Monthly MIS reports on policy utilization and claim analysis. Employee communication kits and awareness sessions. Digital ID cards and policy documents. Flexible floater options for family members. Special provisions for mid-term inclusions for new joinees and maternity cases. Easy portability options and seamless transfer from previous insurers.
Annual preventive health check-ups for all employees with comprehensive packages. Corporate wellness programs including fitness challenges and health workshops. Nutrition counseling and diet planning services for employees. Mental wellness programs including stress management and counseling sessions. Vaccination drives for flu, pneumonia, and other preventive vaccines. Health risk assessment tools and personalized health improvement plans for employees.
On-site health camps and medical consultations. Telemedicine services with 24/7 access to doctors. Fitness tracking and activity monitoring programs. Health education webinars and workshops on various health topics. Ergonomic assessment and workplace wellness initiatives. Health library with educational resources and self-care guides. Corporate health challenges with rewards for participation and achievement.
Simplified claim process with minimal documentation requirements for corporate accounts. Cashless claim settlement at 10,000+ network hospitals across India. Dedicated corporate claim desk for priority processing. Reimbursement claims processed within 10 working days of document submission. Digital claim submission through corporate portal with bulk upload facility. Pre-authorization approval within 4 hours for emergency cases. Regular claim status updates to both employee and HR department.
Quick claim settlement with 95% of corporate claims processed within 7 days. Transparent claim status tracking through multiple channels. Emergency cash advance facility for employees. Home visit for claim documentation collection for critical cases. Grievance redressal mechanism with defined timelines for resolution. Monthly claim analysis reports for HR review. Dedicated claim assistance team for guidance throughout the process.
24/7 dedicated corporate support through toll-free numbers, email, and chat support. Dedicated relationship managers for each corporate account. Multi-lingual support for diverse workforce. Hospitalization assistance and ambulance coordination services. Policy renewal reminders and premium payment assistance. Health advisory services and second medical opinion facilitation. Regular business review meetings and performance reporting.
Digital policy management through corporate portal and mobile app. Instant policy document download and certificate issuance. Proactive health alerts and preventive care reminders for employees. Emergency medical assistance during business travel. Health library with educational resources and self-care guides. Personalized health recommendations based on employee health profiles. On-site support for large organizations and special assistance programs.
Why Choose Our Group Insurance
Complete protection for employees including health, accident, life, and travel insurance. Coverage for pre-existing diseases from day one, maternity benefits, and critical illnesses with extensive sum insured options and family coverage.
Significant cost savings with group discount rates, flexible premium options, and tax benefits. No medical tests required, experience-based premium rates, and bulk discounts for large organizations.
Easy enrollment process, online employee management, dedicated corporate portal, and automated renewals. Customized communication, real-time policy status, and flexible floater options for simplified administration.
Comprehensive wellness programs including health check-ups, fitness challenges, nutrition counseling, and mental wellness initiatives. Telemedicine services, vaccination drives, and health education for employee well-being.